Leuer Law Law Office of Alisha D. Leuer-Arce
                        Leuer Law     Law Office of Alisha D. Leuer-Arce

Chapter 7 Bankruptcy


A Chapter 7 Bankruptcy is a liquidation of assets. Those individuals who do not have substantial assets and qualify under the means test are eligible for a Chapter 7 Bankruptcy. Debtors may keep exempt assets and secured debts in which they have the ability to pay so long as the secured debt is a necessary and ordinary expense.

A Chapter 7 may discharge the following debts:

     Credit Cards

     Medical Debt

     Some Taxes

     Personal Loans



Wage Garnishments and lawsuits will stop once the bankrupcty has been filed with the U.S. Bankruptcy Court.


Chapter 7 will not discharge child support, student loans, city or state violations, intentional torts/criminal acts or fines and income tax less than 3 years old.


Means Test - The means test determines whether or not you qualify to file a Chapter 7 bankruptcy. The formula prevents individuals who have the ability to at least pay back a portion of their debt to file a Chapter 7.

Even if your income is above the median income level, you may still qualify to file a Chapter 7. To see if you qualify, please contact Leuer Law. If your income is less than the median income in Illinois, the means test does not apply.

Household Size 1 2 3 4 5 6 7 8
Illinois $42,995 $54,599 $64,184 $74,705 $81,605 $88,505 $95,405 $102,305

To find out if you are eligible for a Chapter 7 bankruptcy, please call the office at            630-210-8175 to schedule an appointment.

Contact Information

Leuer Law

25 N. River Lane

Suite 25443

Geneva, IL 60134




Phone: (630) 210-8175


Fax: (866) 753-0710


E-mail: info@leuerlaw.com 


Please click the below link to contact the office or make an appointment.


"We are a debt relief Agency. We help people file for relief under the bankruptcy code."


The services or benefits are with respect to bankruptcy relief
under Title 11 of the United States Code.



Nothing on this page is to be construed as legal advice, for informational purposes only.


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